Cars burned during the riots: how to appeal to the guarantee fund for victims?

This is a question that has come up regularly since the recent riots in France: what to do if your vehicle has been set on fire?

“Regarding the people whose cars were burned during the riots, we are going to activate the guarantee fund for the victims so that they can be compensated,” Elisabeth Borne said in an interview. In Parisian.

“From 10 to 15% of the owners of these cars (damaged or destroyed during the riots) are not fully insured, we are going to use the guarantee fund for victims that will allow the most modest to be compensated,” he said. Bruno The Mayor last Wednesday on BFMTV.

Call to the FGTI

The victims’ guarantee fund is divided into two entities. First of all, the guarantee fund for the compulsory damage insurance (FGAO) created in 1951 “to compensate the victims of traffic accidents caused by uninsured or unidentified persons”. Since 1986, there has also been a guarantee fund for victims of acts of terrorism and other crimes (FGTI).

It is this second fund that can be requested by “people whose vehicle has been destroyed by fire (article 706-14-1 of the criminal procedure code) or degraded (article 706-14)”, specifies an article on the official website of the guarantee fund for victims.

You must then “direct a request to the Commission for the Compensation of Crime Victims (CIVI), a jurisdiction present in every judicial court in France which will then transmit your request to the FGTI.”

Up to 4602 euros of compensation

The compensation will then be capped at 4,602 euros and will be subject to different resource conditions depending on whether the vehicle was destroyed EITHER degraded.

You also must not have obtained compensation from your insurer, the information page specifies.

If your car insurance has fire coverage, keep in mind that you must notify your insurance company within 5 days of the accident, indicates an article from comparator LeLynx.

For those who do not have fire coverage, this article mentions the possibility of seizing the reparation commission for crime victims (CIVI), but also of invoking the responsibility of the State “thanks to article L .2216-3, resorting to the prefecture of the place of residence of the owner of the vehicle”.