How much will the car that Codicies cost? Simple to double depending on the brand and model quite logically. A study by the Lelynx.FR insurance comparator lists the latest figures to knowing the costs in accordance with the type of vehicle chosen.
Based on more than 2 million comparisons made, without specifying whether it is new or used, the LYNX establishes, as well as to ensure all the risks that a DACIA costs an average of 588 euros when the automotive insurance premium reached an average of 1,019 euros For a Porsche. A rather logical gap that can obviously vary even depending on the city where the vehicle is provided.
The Tesla is also distinguished by a particularly high insurance premium. For a dismissal formula, guaranteeing a Californian brand car costs an average of 981 euros, 67% more than for a dacia.
And the gap is extending even more for a third partial formula. Ensure a Tesla only for the damage caused to an average third cost of 894 euros per year, against 461 euros on average for a DACIA, a 94%difference.
In addition, although the cost of car insurance premiums increased significantly between 2024 and 2025, this increase was still digging. Dacia vehicles bonuses increased by 11% in one year, while Tesla increased 21%. The repair of an electric car costs more than repairing a thermal model.
Premiums that go double by double depending on the brand
For similar models, depending on the brand of your vehicle, the cost of your car insurance will also be significantly different. A Dacia Sandero costs, for example, on average 568 euros that will be provided per year, against 926 euros for a Renault Clio V, while these two cars are small compact.
The same observation on the SUV side, Dacia Duster costs an average of 532 euros per year to guarantee, against 977 euros for a Renault Arkana and 939 for a Tesla Y model.
Finally, with respect to the Sedanes, a Toyota Corolla costs an average of 663 euros per year on an insurance premium, against 1,028 for a BMW 1 series.
Differences due to the value and power of the vehicle
To explain such differences, the study highlights the differences in motorization between vehicles. The value of a vehicle and the power of its engine are determining the criteria for insurers. Repair costs obviously also come into account.
“Electric and hybrid vehicles that generate greater repair costs, especially due to the price of batteries. The availability and cost of spare parts also influence prices, which certain premium brands are more expensive to maintain,” explains the study .
In addition, the claims rate and the specific flight for each brand and model also have an impact on the amount of the insurance premium.
However, the owners of the cheapest vehicles are not necessarily those who opt for the least for all risk insurance.
Dacia vehicle owners have 72% to opt for a relief car insurance formula.
Source: BFM TV
