HomeEconomyWhat is the point of using a professional bank account?

What is the point of using a professional bank account?

Opening a professional bank account is not always an obligation, but this can greatly simplify the management of your business. This allows you to better organize your finances and clearly separate your personal and professional expenses. Decoded.

A tool to professionalize your activity

Managing your professional activity with a professional bank account may seem simpler, especially when it starts. However, this possibility can become quickly binding. Among everyday expenses and those related to professional activity, it is sometimes difficult to find its path, which can cause many errors.

Opening a professional bank account allows you to lay the foundations for healthy management. In fact, separating your personal and professional finances is essential, both for your organization and for transparency issues towards the administration. In addition, a professional bank account facilitates monitoring its activity, but also to strengthen the image of your business with your customers, partners or suppliers. Having a bank account on behalf of your business generally inspires more confidence.

In this way, it will save a precious time on a daily basis: it is not necessary to classify or justify each expense afterwards, everything is well framed from the beginning.

A tool to better manage your daily finances

A professional account is not limited to separating personal and professional expenses. A professional account allows you to better manage your finances by giving access to tools designed for the specific needs of professionals. In fact, you can simply follow your money and outputs of money. There are even certain services that allow you to automatically classify your transactions. It is also a real advantage in case of a fiscal audit. In this way, it will have a really clear and structured framework and ready to appear to the Administration.

If you are looking for a professional bank account, you can open a professional account directly in LegalSart, at the time of the capital deposit of your company. With this solution everything in one, simplifies the management of their professional finances without going through a third -party bank and saves time in the registration of your company. You centralize your tools (Mastercard card, transfers, invoices management) while benefiting from a transparent service, without hidden costs.

Finally, remember that for companies (SAS, SARL, etc.), the opening of a professional account is mandatory. For micro-entrepreneurs that exceed € 10,000 in the billing of two years in a row, a dedicated account is also required. Many good reasons to opt for an adequate solution from the beginning.

A lever to better develop your activity

Opening a professional bank account is not limited to better administering your activity. It is also a way to prepare its growth. As we have said, taking payments on behalf of your business strengthens the confidence of its customers, and especially when it begins to deal with greater quantities.

In addition, certain bank offers also allow access to services specifically designed for professionals: visiting cards with adequate roofs, group transfers, several users management or even access to financing solutions.

The characteristics sometimes go further with the integration of billing modules, cost management or even the capital deposit for companies that are created, as is the case of legalstart. In this way, it can centralize several aspects of business management in a single tool, which prevents the multiplication of platforms and, in addition, costs.

Clearly, opening a professional account is a specific way to structure your business and give the means to grow in good condition.

BFM Business editorial staff did not participate in the realization of this content in association with LegalSart.

Author: In association with legalstart
Source: BFM TV

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