Parliament approved on Wednesday the creation of a national file on fraudulent bank account numbers, the main measure of a Macronist bill.
The text by Renaissance deputy Daniel Labaronne, already adopted at the end of March in the National Assembly, was also approved by the Senate, allowing its rapid promulgation to be considered.
It provides for the creation of this file of fraudulent “IBANs”, called the national file of accounts marked at risk of fraud (FNC-RF). Managed by the Banque de France, it will constitute an information exchange tool to fight fraud.
In 2023, payment fraud caused damages estimated at 1.2 billion euros, according to the Payment Methods Security Observatory (OSMP).
The bill “aimed at strengthening the fight against bank fraud” also plans to fight more effectively against the latter, strengthening the legal framework of the National Archive of Irregular Checks (FNCI) and providing that bankers, like merchants, can access this file when a client wants to cash a check.
The adoption of this text occurs at a time when the Senate is considering several initiatives on fraud: a government bill against social and tax fraud will be examined starting November 12 in first reading.
And starting on November 5, a text by centrist senator Nathalie Goulet that contains several measures to combat money laundering and financial crime, the result of a parliamentary commission of inquiry, will also be debated.
Source: BFM TV
