The government reveals the details of its pension reform on Tuesday. While the French are mostly opposed to lowering the legal age of departure, some points have yet to be decided. What to expect from this project, also contested by many unions?
• What is the philosophy of this reform?
To “save” the pay-as-you-go pension system (assets contribute through contributions deducted from their current income), the reform operates on two levels in parallel: the minimum retirement age and the duration of contributions.
If the reform is voted, it will be necessary, in the long term, to retire, have 43 years of contributions and at the same time be at least 64 years old. For the government it is based on 3 pillars: balance, justice, progress.
• How will the legal retirement age be raised to 64?
The legal age will gradually move to 64 years, at a rate of three more months per year.
we will arrive therefore 64 years for those born from 1968 but the reform would apply as of this year for those born from the second half of 1961 who will have to work three more months. And so even those born in 1968.
• How are the contribution periods going to be lengthened?
The reform acts in fact the acceleration of the Touraine reform of 2013 on these durations.
Specifically, with this new reform, it is those born after 1964 who must have contributed for 43 years, that is, 172 quarters.
But this will also have consequences for retirees born before:
- Those born in the second half of 1961 it will have to have 169 rooms and not 168 as expected today.
- Those born in 1962 it will have to have 170 rooms and not 168 as expected today.
- Those born in 1963 it will have to have 171 rooms and not 168 as expected today.
- And so those born in 1964 and subsequently they must have contributed for 172 quarters (43 years).
Finally, remember that from the age of 67, even without these 43 annuities, a full-rate exit will always be possible, as is the case today.
• What are the outstanding issues?
Some arbitrations have not yet been decided:
- employment of older people: As a reminder, 56% of those over 50 are unemployed. They are unemployed, in RSA, self-employed or without income.
- care of The difficulty: What’s up additional criteria, training, medical follow-up…
- them long runs: Will those who started before the age of 20 have to work longer?
- Special diets: a grandfather clause is provided, only new agents will no longer benefit from the special regimes. But post agents could work two more years, but on a more distant calendar, beyond 2024.
- Small pensions: the candidate Macron had promised a minimum pension of 85% of the minimum wage (ie 1,200 euros a month today). But Republicans and Majority members want to make sure he benefits not just new retirees but current retirees as well, as long as they have all their rooms.
According to our information, the Prime Minister could announce that this promise also concerns current retirees (without waiting for parliamentary debate).
Finally, we still don’t know what will be decided for the public service.
• What schedule?
On Monday, January 23, the bill will be presented to the Council of Ministers. The calendar will then follow one another quite quickly with the aim of applying the reform in summer.
- As of Monday, January 30: debate in committee in the National Assembly,
- As of Monday, February 6: start of the debates of the deputies in session,
- End of February, beginning of March: approval of the text in the Senate, parliamentary shuttle,
- End of summer: application of the text (objective of the government)
In addition, this Tuesday, January 10, the inter-union meets at 7:15 p.m. in the Labor Exchange to set a first date for united mobilization (Monday 23 or Tuesday 24 or Thursday 26).
Source: BFM TV
