End of debates in Parliament. In response to the use of 49.3 by the Prime Minister, this Monday two motions of censure were discussed in the National Assembly. None of them, however, received the number of votes needed to overthrow the government and its bill. Therefore, the pension reform is automatically adopted.
Pending the results of the appeals that will be filed before the Constitutional Council and a possible shared initiative referendum (RIP), it is the version of the reform voted in the mixed commission last week that will enter into force. Summary of the main measures.
• Legal age
The legal retirement age will gradually rise from 62 to 64 years, at a rate of 3 months per year from September 1, 2023 to 2030.
However, workers with disabilities may retire from the age of 55, and those with disability at 60.
• Duration of contribution
To obtain a “full” pension (without discount), the contribution period required will increase from the current 42 years (168 quarters) to 43 years (172 quarters) in 2027, at the rate of one quarter per year. This extension was provided for by the 2014 Touraine reform, but on a less tight schedule.
However, the cancellation of the discount will be maintained at age 67 for those who do not have all the required quarters.
• Special diets
Most of the existing special regimes, including those of the RATP, the electricity and gas industries and the Banque de France, will be extinguished according to the “grandfather clause”, already implemented at the SNCF. Therefore, the measure will only apply to new hires.
• Small pensions
The pensions of future retirees with “full career” (43 years of long-term contributions) cannot be less than 85% of the Smic, or around 1,200 euros gross per month at the time the reform comes into force. .
Current retirees who meet the same criteria will also benefit from this revaluation.
• Employment of older people
An “older people index” will be created to better understand the place of employees at the end of their careers in companies. It will be mandatory as of this year for companies with more than 1,000 employees, the threshold lowered to 300 employees in 2024. Failure to publish it will be punishable.
A new type of CDI will be created on an experimental basis to facilitate the hiring of long-term job seekers over the age of 60, exempt from family contributions.
The rules for conciliation of employment and retirement will also be modified so that retirees who resume a professional activity improve their pensions. Staggered retirement, which allows you to spend two years part-time before you retire, will be “relaxed.”
• Long runs
This is the most complex point. Those who started work early will always be able to leave earlier. Currently, starting a career before the age of 20 can allow an early retirement of two years, and joining the world of work before the age of 16 can give the right to an early retirement of four years.
This device will “adapt” with two new age limits: those who started working between the ages of 20 and 21 may leave a year earlier, at 63; those who started before the age of 20 may leave two years before, that is, 62; those who started before the age of 18 may claim their right to retirement four years earlier, that is, at 60; those who started before the age of 16 will be able to finish their degree six years earlier, that is, 58 years.
The minimum contribution period, once the early retirement age has been reached, will henceforth be set at 43 years of contribution for all long-term careers.
• Mothers, orphans
A pension supplement of up to 5% will be granted to women who, due to the effect of the quarters validated for maternity and children’s education, exceed the 43 annual quotas required for a full-rate pension, one year before legal retirement age.
The number of quarters of education assigned to the mother is increased, in the distribution between parents. The increase in the pension for children will also be extended to liberal professionals and lawyers. Orphans will finally be able to benefit from the reversal of their parents’ pension.
• Difficulty
The professional prevention account that already takes into account night work and other hardship criteria can be used to finance the professional reconversion leave.
Other criteria such as the transport of heavy loads, painful postures and mechanical vibrations will be taken into account through a new “investment fund in the prevention of professional burnout”. Among civil servants, the “active categories”, including in particular police officers, firefighters and nursing assistants, will retain their right to early departure.
Source: BFM TV
