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What is “vishing”, the new telephone scam to take control of your bank accounts?

After email or SMS scams, cybercriminals now want to recover your data to access your bank accounts.

You knew about “phishing”, now be careful with “vishing”. Unlike phishing, where cybercriminals try to retrieve personal data through fraudulent links sent via email or SMS, it is directly through a phone call that vishing enthusiasts want to trick you.

Vishing is a contraction of “voice” (voice) and phishing (phishing). This new scam is particularly subtle, as detailed the parisian. Over the phone, the interlocutors will generally alert you to suspicious movements in your bank accounts. Pressured by the situation, the victim falls into the trap by providing personal information in his account or by validating transactions himself.

Thousands of euros stolen

If this new method proliferates, it is because it navigates the multiplication of data theft. With more and more cyber attacks, it has never been easier to recover information about potential targets. So many elements to put the victim in confidence, reminding him of her name, her date of birth or her mailing address.

Today, a credit card number is worth between 3.5 and 20 euros, the newspaper indicates. Bank details can be purchased for 80 to 120 euros. And shopping is all about browsing the dark web or chatting with the right person on Telegram, the end-to-end encrypted messaging app. With a very attractive return on investment.

Often on weekends and Friday nights.

This victim support platform was created as part of the new digital security strategy. Cybermalveillance.gouv.fr celebrated its fifth anniversary in December 2022 and has received more than 600,000 requests for help.

As for vishing, 1,500 potential victims have already been identified. The platform published on Thursday, January 19, a specific information note about this new scam, which it calls “false bank adviser fraud.”

This guide provides tips on how to avoid falling into the trap. For his part, Jean-Jacques Latour notes that fraud attempts take place “often on weekends or Friday nights to avoid any control with his bank.”

But to avoid any scam, the French Banking Federation reminded the Parisian that an adviser never ask for personal information related to a bank account. Either by phone, text or email.

Author: pierre monnier
Source: BFM TV

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