More than a quarter of French people (28%) declare themselves less “satisfied with (their) life” after their retirement, compared to a large third (36%) who declare themselves more satisfied, according to a study by Drees, the Public statistical service for health and social services.
The rest (36%) declare “stability” in their level of satisfaction, according to a survey carried out in 2021, that is, before the pension reform, among 5,500 new retirees, according to this barometer published on Friday. Dissatisfaction after retirement can “lead policyholders to regret, in retrospect, their retirement age,” Drees writes.
“21% of policyholders say that, in retrospect, they would have preferred to leave later” to enjoy a better retirement, he indicates. Among the insured, “retirees and women with low incomes more often say they regret not having gone later to receive a higher pension, unlike workers who, although they claim to have already often low life satisfaction before liquidation, they do not, however, regret not having postponed their retirement age,” says Drees.
Estimation difficulties
The Drees study shows that more than half of French people have difficulty correctly evaluating their retirement before leaving. According to the survey, only 46% of retirees were able to correctly estimate the amount of their pension before the big jump. 28% had no idea and the rest overestimated (20%) or underestimated (7%).
“Estimation difficulties are most often caused by women, workers and people with modest means,” who are in the first quartile of pensions (the lowest 25% of pensions), indicates Drees. “On the contrary, executives anticipate the amount of their pensions better,” she explains.
Source: BFM TV
