Be careful not to activate a great deserting movement of the richest households, in which the social security system rests. The universality of social benefits in France is not a luxury: it is a base.
It guarantees that everyone, whatever their income, is entitled to the same protection against the risks of life: disease, old age, family.
And for the second time in ten years, this great principle inherited from the National Council for the Resistance of 1945 is likely to undergo a serious penknife, for reasons of budgetary rationalization.
The first time was under François Hollande in 2015: he lowered the roof of the family quota, then modulated family assignments according to income.
A double blade that costs 10% more affiliated with the five million benefits of allocations. The same 10% that pays 70% of the Income Tax.
The second reform has not yet hit, but the auditing court has put on the table, with this idea of indexing health reimbursements on income, an idea that finds an attentive ear in several political leaders.
This system exists in other parts of Europe
Yes, in Germany, for example, where the Government has established a “sanitary shield” that limits 2% of the income health expenses payable by citizens. If you receive 2,500 euros per month, the rest at the expense is 600 euros maximum per year. If you receive 5,000 euros, they are 1,200 euros, etc. I remind you that in France, the rest payable is the lowest in Europe: 250 euros per patient.
The German model is quite fair and equitable. A 2% moderator in health expenses is not unsurpassed. This also makes it possible to limit excessive drug consumption, while in France, the quasi-gray model promotes excessive consumption, estimated at about 50 billion euros per year.
But the corollary is that in Germany, social contributions are limited, unlike France, where they can reach very high levels. In Germany, mandatory taxes are much lower than the public power of dede in France, almost 200 billion euros less.
We cannot always take one more side and redistribute less and less in the other. Even if it is the natural slope of the socialist model.
By continuing on this path, we direct ourselves directly to a secession of the elites, which will pay private insurance, since today they pay private schools. Therefore, the whole system will risk collapsing.
A system that must be remembered, is based on a third of the richest French (more or less beyond 2,300 euros per month), which are net taxpayers. They pay more than they receive. The other two thirds are net beneficiaries.
An important distribution to consider before questioning the universality of social benefits.
Source: BFM TV
