Geopolitical tensions, Trump’s duties of Trump, political instability … have spent months since the economic situation has deteriorated, both national and international. And it is first that all small businesses pay broken pots.
According to the IFOP barometer for Trust, 39% of French VSE say they find financial difficulties in the second quarter. A proportion rises 3 points compared to the first three months of the year. They are almost so much (38%) to estimate that they could be forced to declare in bankruptcy, the highest level for eight months.
This vulnerability is also observed through the evolution of the economies of the TPE bosses that declare to have an average of 42,600 euros in their savings products (Brochure A, Life Insurance, Pea, Guisante, etc.), or 2.5 times less than 9 years (107,000 euros on average). Six TPE bosses of 10 (61%) even say they have less than 25,000 euros in savings.
The bosses who obtained their savings during successive crises?
How to explain such collapse of the Wool Fund of SME leaders? “The hypothesis that we can do is that of crises and, in particular, the health crisis that has put in tension patterns of small structures that can be easily imagined that they have been able to write in their economies to maintain their structure with the waves,” he estimates that Flora Baumlin, director of IFOP experts, which also evokes the “increase in the charges of the companies with a management that remains the same but to the same.
Also keep in mind that the survey includes micro-entrepreneurs, more numerous than ten years ago, and that they are generally younger with lower income.
Flora Baumlin finally suggests the idea that “certain sectors that work a lot in liquidity (construction, trade, hotel and restaurant)” with “part of the income that may have arisen from traditional circuits in an institutional distrust movement”, while pessimism with respect to the business climate reaches 80% and only 19% of small business leaders declare that they have confidence in the economic policy of the government.
Low amounts saved
However, a large majority of SME (94%) bosses who have at least one savings product provides money every month. But the amounts are particularly low: less than 100 euros for 39% of managers, between 100 and 200 euros for 26% of them and between 200 and 300 euros for 12%.
The weakest amounts “between women and owners of the hotel industry are observed. On the contrary, business leaders in the health and social action sector” are those that have “a greater capacity for monthly savings,” says Trust.
Statements that confirm the fragility of small businesses in a gloomy economic context. In the first quarter, 72% of commercial failures in France also affected micro -entry, while the TPE number of three to nine employees has lacked to increase by 8.8% in one year. An important increase as for all companies, according to altars.
Source: BFM TV
