Although 37% of transactions represented in 2000, checks are now only used in 3% of cases in 2024. These pieces of paper that banks do not systematically send to their customers have been disappearing in recent years, now accelerated with the planned stop of the last treasure treatment center in 2027.
It should be said that the check has had its time. Considered too easily counterfeit, this means of payment is also expensive to take care of. According to information in the world, only the treasure collected 39 million checks in 2024, a state service attached to the Ministry of Finance, vertigating 72% in 15 years.
Expensive and old -amoda for banks and the state
If the French appreciated the check to pay the rent, send a deposit or even pay several times, the most modern solutions have taken the step. The bank card has become the majority, even more with the means of payment without contact such as Apple Pay, as well as virtual cards or platforms such as Lydia and Paypal.
The moment you got your checkbook, sometimes in the colors of a region, a neutral event or color, seems to have finished. Especially because the State has made this means of payment reduce drastically. For taxes, it must not exceed 300 euros, under the penalty of having to pay an increase of 0.2%. In stores as in supermarkets, the check is almost no longer accepted.
To treat these controls, the public treasure, therefore, goes through a single treatment center still open, but that could disappear within two years. The State would go through a private actor, Tessi, who has already won part of the activities during important periods. A closure that would refer to up to fifty positions, alerts the CFDT, which prefers a modernization of the team.
Even if the treasure wishes to see them disappear, checks are not ready to die completely. They are still useful for many steps and can also prove to be a good form of delayed payment: central banks that do not receive it for several days. In the operation, it must be possible to reject a check, cash payment and bank card.
Source: BFM TV
