To the maximum since the end of the 1970s (excluding the Covid period), the home savings rate that reached 18.9% in the second quarter is preparing to withdraw from more than one point according to Insee that tables 17.8% at the end of the year. Not because the French begin to consume but because the tax administration hits their door.
The Taxman will begin Desire this Thursday, September 25, the balance of the Income Tax. According to data communicated in July, a total of 13.1 million households are affected by an average amount of 1,901 euros, according to the data communicated in July. However, it should be taken into account that if the balance to be paid is more than 300 euros, it will be taken four times: this September 25, October 27, November 27 and December 29. On the contrary, if the amount is less than or equal to 300 euros, this Thursday a single direct debit will take place, this Thursday.
The French who will have to go to payment are those who have not paid enough taxes in 2024 or who benefited from an advance of reduction or tax credits too large last January. Thanks to the declaration of income complemented in spring, the General Directorate of Public Finance (DGFIP) was able to calculate the final amount of the tax to be paid and, therefore, will now proceed to regularization.
For homes in question, the balance of the tax will be directly deduced from the bank account communicated to the tax administration. The tax will be identified in the bank extract by writing the “Fiscal balance 2024 N of the XXX invoice”.
Increase in the number of responsible taxes
Keep in mind that if a little more than 13 million homes still owe money to the imposing, they were “only” 9.8 million last year. An increase of 33.7%. This strong progression is essentially due to the salary revaluations that occurred in 2024 following inflation. According to Dares, the basic monthly salary index increased 2.8% for a year in December 2024. The Income Tax Scale was updated by 1.8%.
In other words, unless you have adapted its origin collection rate in the wage increases, taxpayers who saw that their remuneration increased beyond 1.8% did not pay enough taxes last year.
To avoid having an additional amount to pay in 2026 for its Income Tax 2025, the DGFIP advises to declare as quickly as possible in its particular space “any change of personal situation (marriage, birth …) or variation of income (promotion, retirement, etc.) to adapt its samples” to the source as a result.
Source: BFM TV
