The government has decided. During the presentation of the pension reform on Tuesday, Elisabeth Borne announced a gradual postponement of the legal retirement age, from 62 to 64 years, as well as an acceleration of the extension of the contribution period. “To benefit from a full pension, it will be necessary, from 2027, to have worked 43 years, the duration of the contribution voted within the framework of the Touraine law of 2014”, which had set the deadline of 2035, we can read in the dossier government press.
However, not all French people will be forced to work until the age of 64. Let us first remember that the deferral of the age of majority will be done gradually from the insured of the generation born between September and December 1961 who will be able to retire at 62 years and three months. The acceleration will take place at a rate of three months a year. So the generation of 1968 will be the first to be affected by the legal age of 64 in 2032.
On this date, if retirement at at least 64 years of age becomes the norm, a certain number of insured persons will be able to benefit from exemptions to leave earlier. If everyone will have to work longer in general, “four out of ten people will be able to benefit from early departure and will not have to work until they are 64,” Elisabeth Borne said Tuesday.
Long careers, disability, active categories of public service…
More precisely, it is even 41% of the insured who will be able to leave before the legal age. 22% will be retirees beneficiaries of the long-career regime and 16% will be able to retire early due to disability, disability, handicap, difficulty in their work or exposure to asbestos. Finally, 3% will also benefit from early departure because they fall within the active categories of public service: “The military and officials such as firefighters and police officers, whose jobs are more dangerous, will be able to continue leaving earlier.” , added confirmed Elisabeth Borne.
As for the long-career system, the Government says that it wants to adapt it so that “no one who started working early is forced to work for more than 44 years.” In detail, those who started working before the age of 16 will be able to leave after the age of 58. This limit will be raised to 60 years for French people who started working between the ages of 16 and 18 and to 62 for those who started between 18 and 20, provided they have contributed at least 5 quarters before the end of the 20 years.
For their part, disabled or incapable people may leave at age 62 with the full rate. “Specifically, the creation of this early age will allow more than 100,000 people a year to continue being able to leave at 62 years of age and at the full rate,” indicates the Government.
The executive also plans to simplify the pension system for permanent disability so that “any person who has suffered an accident at work or an occupational disease (AT-MP) that has caused a disability of at least 10% can leave 2 years before of legal age, if this disability is linked to exposure to deprivation factors”. Disabled workers may continue retiring from the age of 55, provided they have contributed at least 112 quarters (28 years). Finally, exposed workers to asbestos are not affected by the reform, therefore, they can continue leaving after the age of 50.
Source: BFM TV
