What are the solutions deployed by CreaCard?
CreaCard publishes prepaid payment cards, like PCS, our flagship B2C brand. are distributed in more than 35,000 points of sale in France, and are aimed at the general public. Today, individuals represent close to one million customers, for 3.5 million cards issued.
To make life easier for professionals, we recently launched a B2B program: PCS Pro. At the moment, it brings together around 20,000 cardholders. Among this offer is an incentive card, designed as the modern version of gift vouchers. It is aimed at all companies that want a solution to offer benefits to their employees, in a fun and intelligent way.
How does this gift card dedicated to professionals work?
In the age of smartphones, everything becomes immediate. Therefore, we wanted to simplify the lives of employees. The PCS Incentive card is a MasterCard card (with a maximum amount of 10,000 euros, according to electronic money regulations).
this card is usable worldwideAND no brand restriction, in physical points of sale and on the internet. Employees can keep it all year in their portfolio. It can also be made to measure:
- personalized according to the logo or the wishes of the company (brand competition);
- with incentive program ideas : Companies can create a challenge to motivate their employees. It rewards, in the form of bonuses, those who achieve the defined objectives. From area of a manager, companies control and configure these incentive campaigns. It also allows them to pour money onto the cards. On the employee side, a customer area allows them to check the payments made, their online balance and control their expenses.
Throughout the year, you can carry out as many incentive operations and as many payments as you wish (at the end of the year, quarterly challenges, etc.). An admin space allows you to control and manage all these operations from a single screen. Also, use the same card limits the ecological and logistic costunlike gift certificates, which require complex shipping and tracking.
Other than manager space and customer space, what support do you offer?
When they want to give benefits to their employees, companies must pay an annual contribution: the CLF. However, very often, the regulations change. CreaCard can inform you about regulatory changes and help you pay this fee. It’s also more cost effective than conventional fillers!
How do you guarantee the security of this new system?
Each PCS Pro card is authenticated by a PIN code, just like any prepaid payment card. Our cards also have a chip, magnetic stripe and CVV code. In case of loss or theft, the holder can block his card until it is found, or block it and request that it be recreated, without losing its benefits. Money is also refunded in case of fraudulent transactions, and refund procedures are taken care of by PCS Pro.
These are real advantages compared to the gift voucher book, which is not reimbursed in case of loss. Similarly, money is lost if the book is not fully used. With the PCS Incentive card, employees can use their money whenever and wherever they want (within the limits defined by their company).
Will this gift card change?
Yeah ! CreaCard will configure discount coupons. They will be complementary to premium payments made by companies. We are in the process of negotiating discounts (between 5% and 10%) on the main brands. The idea here isincrease the purchasing power of the end user. If you receive, for example, 100 euros from your company, you will be able to benefit from an additional discount on the “concerned” (or selected) brands and increase your purchasing power thanks to your coupons.
This content was produced with SCRIBEO. The BFMBUSINESS editorial team was not involved in the production of this content.
Source: BFM TV
