As they approach at the end of the conclave on the pensions scheduled for June 17, the French obviously have little hope of seeing social partners agree solutions to sustainably balance the distribution regime.
According to an IFOP survey for AltaProfits published Thursday, assets have less and less confidence in the capacity of the current system, while almost three quarters (72%, +3 points in six months) think that their standard of living will decrease once in retirement. In this context, 85% of respondents think it will be necessary to save from their side to generate additional income.
More and more French for a part of capitalization
In detail, 28% of assets only have their retirement pension of the distribution system to guarantee their standard of living, a proportion of 11 points in six months.
Almost half (47%, +7 points), on the other hand, judges that the pension system will be the majority source of their income, but must have an additional capitalization resulting from their savings or their financial or real estate investments. For 15% of the assets surveyed, their income will be shared equally between their pension in the distribution system and their savings. Finally, 10% believe that their income will come from their savings and investments and that their regime retirement pension will only be a supplement.
In this sense, one third of the assets (34%) says they intend to remove a retirement savings plan (by) while 19% already claims one. On the contrary, 47%of the assets are refractory to Per, mainly because they say they have other financial priorities (33%), because they deplore that the funds are blocked to retirement (29%) or because they are not convinced that the product tax is really advantageous (25%).
The French ready to invest in defense?
Beyond saving for their retirement, are the French ready to invest their savings to support the defense? If the Government announced in March the creation of a product dedicated to the financing of this sector, only three of ten (29%) French say they are at this stage ready to place part of their savings. These are mainly male savers (36% are favorable), young people (37% of young people from 18 to 24 years old), executives (46%), belonging to the rich categories (36% of CSP+) and being higher graduates (46%).
For Catherine Baudeneau, this 29% proportion “is not so bad” knowing that “we still don’t know” the contours of this new savings product.
On the contrary, 71% of the French who do not intend to invest their savings in products dedicated to defense. Among them, a quarter (24%) believes that the financing of this sector should only be under the State and taxes. 18% fear that these blankets are too risky and 14% indicate that they go against their ethical principles.
Source: BFM TV
