Pressure is mounting in the financial sector. After two years of stability, bank rates have started to rise again, more than 1.5% this year, according to Panorabanque. This is the highest level recorded since 2017 when his profits are breaking records and the purchasing power of the French has become an important issue for the executive.
However, the banks are not without arguments. The increase in the rate of booklet A and other regulated booklets suppose, for them, an additional cost. For savers, this increase represents an additional purchasing power equivalent to more than 8,000 million euros, all savings accounts together.
Commitments to the most vulnerable customers
Another argument, banks are already the largest contributors to public finances with almost 24,000 million euros a year, all taxes included. Finally, they have already committed to limiting the costs of banking incidents for the most vulnerable customers.
But that may not be enough to convince Bercy. Two ways to go further have already been mentioned: ask banks to refreeze rates or even tighten the ceilings linked to payment incidents a little more.
Source: BFM TV
