Catherine Vautrin’s threat is fulfilled. According to the draft Social Security financing law (PLFSS) for 2026, revealed by Contexto, a new exceptional tax will be created on complementary health insurance.
Organizations will be charged 2.05% of the total contributions of their members. Therefore, it will be added to the additional solidarity tax (CST), currently set at 13.27% for responsible contracts and 20.27% for the rest of contracts that do not respect the minimum guarantee base regulated by public authorities.
“As a result, the average coverage rate of this consumption by the OMA increased from 76% in 2012 to 79.6% in 2022,” it is specified.
Contribution increases have continued in recent years.
This surcharge was first announced at the beginning of the year by Catherine Vautrin, then Minister responsible for Health, so that the supplementary health insurance would “repay” the apparently disproportionate increases in contributions for the year 2025.
Of the order of 6%, they would have been calculated “in anticipation of an increase in the co-payment for medical procedures and medications, announced by the Government, which was ultimately not executed”, is stated in the explanatory memorandum of this article included in the preliminary draft budget of Social Security.
The Government also indicates that, for several years, complementary organizations have increasingly increased their contributions.
Although relations between the Ministry of Health and complementary organizations have been tense for many months, the introduction of such a surcharge risks putting even more pressure on insurance and mutual companies. The latter in fact justify the increases in contributions that have occurred in recent years due to the transfers of charges for dental care in force since 2023, but also, and above all, due to the expansion of responsible contracting guarantees, under the effect of the 100% health reform in audiology, dentistry and optics.
Source: BFM TV
